ACTIVE SHOOTER/
ACTIVE ASSAILANT
Active Shooter incidents in the United States have increased at an alarming rate. According to the FBI, in 2017 and 2018 there were 57 Active Shooter events which resulted in 806 casualties combined. The FBI defines an Active Shooter as “one or more individuals actively engaged in killing or attempting to kill people in a populated area”.
Active Shooter does not necessarily mean that a firearm is used as the weapon, as there are known incidents of vehicles, knives and chemicals being used to inflict the same kind of mass casualty and damage to property. This is where the term Active Assailant is often used
CRISISINSURED has responded to this new threat by offering standalone policies for all acts of Malicious Violence which results in loss of life or interruption to business.
Underwriting requirements:
• Physical schedule of assets
• Business interruption values
• Site access and security response plans
• Number of visitors, staff members or
students
• Application form to be completed
(contains most of the above questions)
CONFIDENTLY FACE THE UNKOWN
Limits of up to USD 100m are available that include both property damage, business interruption including extra expense plus third-party liability. Insureds will benefit from the pre and post loss consultancy cover provided by specialist crisis management firms that is built into these products and available to use immediately.